We Fix Cash Flow, Debt, and Operations for Businesses in Michigan
We find hidden cash, negotiate debt reductions, build systems that work, secure funding when banks won't, and transform underperforming teams. Michigan business owners trust us to deliver fast results when it matters most.
Our Services to Fix Your Business Problems
Real problems. Real solutions. Real results. Find the help you need:
Debt Restructuring & Negotiation
Our Solution: We negotiate directly with creditors to reduce what you owe by 40-60%. No bankruptcy. We handle the calls, you run your business.
Explore The ServiceCash Flow Analysis & Recovery
Our Solution: Find hidden money in receivables, cut unnecessary expenses, build 90-day forecasts. Most clients free up $10-20K within 2 weeks.
Explore The ServiceOperations & Leadership Coaching
Our Solution: Build systems that run without you. Develop your team into leaders. Get your life back while growing the business.
Explore The ServiceSales Process & Team Overhaul
Our Solution: Create repeatable sales processes, train your team, implement accountability. Most see 20-30% revenue increase.
Explore The ServiceBusiness Loan Placement
Our Solution: Connect you with 50+ lenders who understand real businesses. Get $50K-$2M approved in 7-14 days when banks won't help.
Explore The ServiceBusiness Credit Lines
Our Solution: Secure $25K-$500K credit lines. Use what you need, when you need it. Pay interest only on what you use.
Explore The ServiceWho We Are
Real advisors with real experience fixing real businesses.

Jim Ghormley founded Michigan Business Advocates after 30+ years in business leadership and running two of his own companies. He still works as an executive because staying connected to business reality matters.
Why? Because too many good Michigan businesses fail when they don't have to. Not from lack of effort or bad products - but from fixable problems that spiral out of control.
We're not consultants who hand you a report and leave. We're business fixers who roll up our sleeves, make the tough calls, and work alongside you until your business is thriving again.
Certified members of the International Association of Business Mediation- we know how to negotiate and get deals done.
Why Michigan Businesses Trust Us
Why you will choose us?
We've Been There. Built and lost businesses. Made the mistakes. Learned what works. Now we help you skip the painful lessons.
We Tell the Truth. Even when it hurts. No sugarcoating. If something's broken, we say it - then help you fix it.
We Know Michigan. Auto supplier payment cycles. Seasonal tourism patterns. Michigan banks. Local knowledge matters.
We're Accessible. No junior consultants. You work directly with experienced advisors. We answer our own phones.
